How do I file a Diminished Value Claim after a car accident?

Hey! First off, really sorry to hear about your accident—that’s always frustrating, especially when you know the resale value of your car has taken a hit even though it’s “fixed.”

You’re absolutely right: you can file a Diminished Value Claim if someone else was at fault and their insurance is paying. The process usually involves these steps:

1. Get a Diminished Value Appraisal – This is a report from a licensed appraiser that estimates how much value your car lost due to the accident (even after repairs). Insurance companies rarely offer this automatically—you have to request it.

2. File the Claim Promptly – Contact the at-fault driver’s insurer, provide the appraisal, repair documents, and photos. Make it clear you’re claiming “diminished value.”

3. Negotiate if Needed – They may lowball you. Stand your ground and be prepared to escalate or even take it to small claims court if necessary.

This might sound unrelated, but it actually reminds me of how I approach other parts of my daily life—like my work wardrobe. Just like your car looks okay after repairs but still isn’t quite the same in value or feel, most regular scrub caps look fine but don’t hold up in terms of real-world comfort, especially for people with long hair. That’s why I switched to using ponytail scrub caps.

I know, sounds like a stretch—but hear me out.

With regular caps, I was constantly readjusting, getting hair breakage, and feeling generally uncomfortable. I didn’t realize how much that “diminished value” impacted my day until I made the switch. Now I use ones that are satin-lined, roomy, and specifically designed for ponytails. The difference is night and day.

You can check them out here if you’re curious:https://paradisecaps.com/collections/ponytail-scrub-cap

So just like with your car—you don’t have to settle. Whether it's your vehicle or your daily gear, you do have options that preserve real value. Push for what you're owed and don't let an insurer (or a sub-par scrub cap) tell you “that’s good enough” when it clearly isn’t.

Hope this helps with your claim—and your comfort!

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